Transferable points
One guide per flexible currency. Full partner list with ratios, the redemptions that are actually worth transferring for, and whatever transfer bonuses are live this month.
Want to compare across all five? See the full transfer partners matrix — every issuer × every airline + hotel in one grid.
Amex MR·20 partnersAmex transfer partners: the 20 programs Membership Rewards moves to in 2026
Amex transfer partners: 17 airlines and 3 hotels reachable from Membership Rewards. Full partner list with current ratios, the redemptions worth transferring for, and the bonuses live this month.
Updated 2026-05-26
Bilt·25 partnersBilt transfer partners: 23 programs reachable from Bilt Rewards, including Hyatt + Alaska + Emirates at par (2026)
Bilt transfer partners: 17 airlines and 6 hotels reachable from Bilt Rewards, with World of Hyatt, Alaska Atmos, and Emirates Skywards all at 1:1. The only US currency that reaches that combination. Full partner list, current ratios, and what changed with Bilt Card 2.0 in January 2026.
Updated 2026-05-26
Cap1·22 partnersCapital One transfer partners: 22 programs reachable from Capital One Miles in 2026
Capital One transfer partners: 18 airlines and 4 hotels reachable from Capital One Miles, the broadest stack among premium-fee US issuers. Full ratio table, the Finnair Plus path no other transferable has, and what changed when JAL, Qatar, and I Prefer landed in September 2025.
Updated 2026-05-26
Chase UR·14 partnersChase transfer partners: the 14 programs UR moves to in 2026
Chase transfer partners: every program Ultimate Rewards moves to at 1:1 with no fees. Full ratio table, what each one actually books, and the transfer bonuses live this month.
Updated 2026-05-26
Citi TY·20 partnersCiti transfer partners: 21 programs reachable from ThankYou Points, including American AAdvantage (2026)
Citi transfer partners: airlines and hotels reachable from ThankYou Points. Full ratio table, the programs only Citi reaches (American and Turkish), and what the 1:0.7 no-annual-fee penalty does to your stack.
Updated 2026-05-26